We offer the following services:

Click on any of the services for additional information.

• Abstracting Services
• Real Estate Closings and Escrow Services - Residential and Commercial
• Owners And Encumbrance Reports - Title Searches
• Title Insurance
• 1031 Tax Deferred Exchange Closing Services - Residential and Commercial
• Construction Binder
• Construction to Permanent Financing
• Limited Loan Coverage Policy
• UCC Filing Services

Abstracting Services

An Abstract is a condensed history of the property and includes all of the recorded transactions affecting the property. The purpose of an abstract is to give the examiner the condition of title to the property as it appears of record. An abstract contains information such as: the current and prior owners of the property, mortgages against the property, satisfactions of prior mortgages, easements and rights-of-way across the property, bankruptcy matters and more.

To order Abstracting Services, please contact: Marilyn in our Bismarck office at 701-223-6835, Erin in our Mandan office at 701-663-5362, or Susie in our Dickinson office at 701-483-2271.

Real Estate Closings and Escrow Services - Residential and Commercial

The Title Team provides experienced closers who are knowledgeable about all real estate closings. We handle many details that keep the transaction progressing smoothly, such as coordinating title services, calculating buyer and seller fees, prorating taxes & insurance and many other details involved in a transaction.

To view documents needed at a closing click here.

Owners And Encumbrance Reports - Title Searches

An Owners and Encumbrance Report shows the record title owner and encumbrances to a specific tract of land. This report is not intended to be an attorney's opinion. Sometimes it is referred to as a title memorandum or report of title. Information included on a title search is unsatisfied mortgages, judgments and liens, and tax information.

The Title Team will prepare customized reports according to your specifications.

To order an Owners and Encumbrance Report click here.

Title Insurance

Title Insurance is protection against loss of the insured interest in the property if a covered defect is found in the title. Title insurance is offered by all affiliated offices for North Dakota properties and plays a vital role in residential and commercial transactions.

To order Title Insurance click here.

1031 Tax Deferred Exchange Closing Services - Residential and Commercial

The Title Team will coordinate, close and hold funds on a 1031 tax deferred exchange.  Please contact Marie Martin or Vivian Knodel in our Bismarck office at 701-223-6835 or Susie Willer in our Dickinson office at 701-483-2271 to coordinate your 1031 Exchange transaction.

Construction Binder

A Construction Binder is to be ordered when a lender is providing interim construction financing, and North Dakota Guaranty & Title Co. will issue a title commitment at that time. A search of the public records is conducted; however, no title insurance premiums are charged, and no title insurance policy is issued. The Construction Binder will reflect the lender providing the interim construction financing with the dollar amount to be determined. The Construction Binder is valid for 6 months and may be extended upon request.

To order a Construction Binder, please click here.

Construction to Permanent Financing

Construction to Permanent Financing should be used when North Dakota Guaranty & Title Co. will be asked to issue a lender’s title insurance policy to insure the permanent financing of the newly constructed improvements. A search of the public records is conducted, and a lender’s title insurance premium is charged. Upon closing and recording of the mortgage to be insured, a lender’s title insurance policy is issued. The Title Commitment will reflect the lender providing the financing along with the dollar amount of the mortgage(s); which will be the face value of the policy to be issued.

An owner’s title insurance policy may also be issued at a special simultaneous rate. The owner’s title insurance policy will insure the owner(s) of the subject property for the appraised value of the subject property.

To order Construction to Permanent Financing, please click here.

Limited Loan Coverage Policy

The Limited Loan Coverage Policy (LLC Policy) is used for Home Equity loans. A Limited Liability Loan Title Insurance Policy will be issued. The mortgage for which the policy is insuring must be recorded before the Limited Loan Coverage Policy is issued.

The Limited Loan Coverage Policy is limited as to what is shown as unsatisfied mortgages, judgments and taxes of record.

If a Limited Loan Coverage Policy is being requested for the first time, please contact our office for all limitations and procedures.

To order a Limited Loan Coverage Policy click here.

UCC Filing Services

The Title Team will provide U.C.C. ( Uniform Commercial Code) filings and searches, and will serve as a "registered agent" for out-of-state companies doing business in North Dakota. We file corporate documents, and check for and retrieve Certificates of Good Standing at the North Dakota Secretary of State's office and the North Dakota Insurance Department.

To order UCC Filing Services click here.